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Best Car Insurance Companies in West Palm Beach, FL

Aug. 26, 2019, 9:42 p.m.

Car insurance, beyond being financially practical and providing peace of mind, is a legal requirement in Florida. Drive without coverage and your license and registration could be suspended, and you may be forced to buy a more expensive policy. To help you find a company offering affordable and supportive protection, our partners at ConsumerAffairs researched the best car insurance in West Palm Beach.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. WPTV may receive compensation from our partners. Learn more.

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#1
EverQuote

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EverQuote
Features
  • Quotes from local agents and top car insurance companies
  • Compare the lowest rates
  • Fast and free for all driving records
  • Available in West Palm Beach
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#2
Progressive
Progressive
Features
  • Comprehensive coverage
  • Discounts: multi-policy, teen driver & more
  • Available in West Palm Beach
  • Bundle plans & save
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#3
Liberty Mutual
Liberty Mutual
Features
  • Save up to 30% for good driving
  • Trusted for over 100 years
  • Available in West Palm Beach
  • Accident forgiveness
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#4
The General
The General
Features
  • Accepts drivers with a poor driving history
  • Discounts: pay-in-full, military and more
  • Available in West Palm Beach
  • Low down payments
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#5
Blue Sky Insurance
Blue Sky Insurance
Features
  • Locally owned & operated for over 15 years
  • Donates a portion of income to SPCA
  • Comprehensive underwriting
  • Online rate calculator
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Location
150 E. Palmetto Park Rd., Ste. 505
Boca Raton, FL 33432
(561) 907-8484
#6
Absolute Insurance, Inc.
Absolute Insurance, Inc.
Features
  • Customizable coverage
  • Variety of carriers to choose from
  • Committed to personalized service
  • Quick turnaround on quotes
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Location
521 Lake Ave., Ste. 11
Lake Worth, FL 33460
(561) 586-9192
Mercury Insurance
Mercury Insurance
Features
  • M-F: 9am - 6pm
  • Closed Sat and Sun
  • mercuryinsurance.com/local/all-cars-insurance-09f370.html
Location
3958 Lake Worth Rd.
Lake Worth, FL 33461
(561) 968-2886
Brightway Insurance
Brightway Insurance
Features
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • brightway.com
Location
170 E. Boca Raton Rd.
Boca Raton, FL 33432
(561) 361-5610
Freeway Insurance
Freeway Insurance
Features
  • M-F: 9am - 5:30pm
  • Closed Sat and Sun
  • freewayinsurance.com
Location
2550 Okeechobee Blvd., Ste. D
West Palm Beach, FL 33409
(561) 406-7017
Riteway Insurance
Riteway Insurance
Features
  • M-F: 9am - 6pm
  • Sat: 10am - 12pm
  • Closed Sun
  • ritewayinsurance.net
Location
475 N. Federal Hwy.
Boca Raton, FL 33432
(561) 338-6222
A.C. Insurance Services
A.C. Insurance Services
Features
  • M-F: 9am - 6pm
  • Closed Sat and Sun
  • myacis.com
Location
1274 N. Military Trl.
West Palm Beach, FL 33409
(561) 683-2230

How to choose a car insurance company in West Palm Beach

West Palm Beach skyline

Cars are among our most valuable possessions. It’s important to have insurance in case your vehicle gets damaged, you get hurt driving or you cause injury to another driver or their property.

In West Palm Beach, as in the rest of Florida, vehicle owners are required to purchase a policy with:

  • $10,000 personal injury protection (PIP), which pays for medical bills for you and household members after a crash
  • $10,000 property damage liability (PDL), which pays for damages you cause to someone else’s property after a crash

For greater security, many drivers in West Palm Beach purchase higher amounts of protection and buy additional types of coverage. These include collision, comprehensive, bodily injury liability and uninsured/underinsured motorist.

How much is car insurance in West Palm Beach?

Unfortunately, South Florida is one of the country’s most expensive metro areas for auto insurance. This is due to a number of factors, like the state’s mandatory coverage laws, high rates of accidents and crime and the region’s population density. The average annual premium in West Palm Beach is around $2,000.

It’s important to shop around and make sure you’re getting the best rates possible, taking advantage of the many discounts offered by car insurance companies in West Palm Beach. Ask about savings for:

  • Safe driving and accident-free records
  • Insuring multiple vehicles or bundling car insurance with homeowners insurance
  • Paying annual dues in full rather than monthly installments
  • Increasing the deductible
  • Advanced quotes
  • Car safety features

Before purchasing a policy, check out feedback from customers to learn about their experiences filing claims with the company. Read the terms and conditions carefully to make sure all your desired coverages are included. For more information, the Florida Office of Insurance Regulation has guides available in both English and Spanish.

Progressive

Progressive

Progressive insures over 18 million drivers in the U.S. Customers shopping for coverage can use the Coverage Checker and Name Your Price tools to find the right policy at an affordable price. The Progressive app makes it easy to view and print ID cards, pay premiums, report a claim and get roadside assistance. Plenty of discounts are available. Call for free, personalized advice and a quote. Customers love the fast claims process and lower rates.

Liberty Mutual

Liberty Mutual

Liberty Mutual is a popular choice because of its strong policies and benefits, which include a 12-month rate guarantee, 24/7 customer service and a lifetime promise on repairs. The company also helps contribute to customers’ deductibles through the Liberty Mutual Deductible Fund. Learn which discounts you qualify for by getting a quote and find out about other features customers love at Liberty Mutual, like accident forgiveness.

The General

The General

The General has been providing car insurance for over 50 years. This company works with cars and drivers of all sorts, including those with a record of violations or accidents. Customers get supportive claims handling and convenient monthly payment plans. The General’s new app simplifies all aspects of coverage, like getting your ID cards and finding answers to FAQs. According to reviews, it’s easy to get a quote and affordable prices.

Blue Sky Insurance

Blue Sky Insurance

Blue Sky Insurance is a local independent agency that has been in business for over 15 years. The company represents over 70 car insurance carriers and offers competitive rates for quality protection. Live online quotes are available. Customers can also call or visit Blue Sky Insurance’s office in Boca Raton. The agency earns strong reviews for its professionalism and friendly service. Many South Florida residents recommend it to friends and family.

Absolute Insurance, Inc.

Absolute Insurance, Inc.

Absolute Insurance, Inc. is a family-owned and -operated insurance agency offering personalized car insurance coverage for West Palm Beach drivers. This independent company represents financially strong, reputable carriers and helps clients get the most for their money. Staff are not satisfied until you understand your policy and benefits fully. According to reviews, Absolute Insurance, Inc. takes the time to understand customers’ needs and budgets.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.