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Best Debt Consolidation in West Palm Beach, FL

Oct. 16, 2019, 3:52 p.m.

Debt consolidation can be an attractive solution to out-of-control debts, rising interest rates and multiple monthly payments. By rolling all of your debts into a single monthly payment they can become much easier to manage—making it far easier to stick to your plan and get them all paid off in an orderly fashion. Our partners at ConsumerAffairs researched the best debt consolidation in West Palm Beach to help you get your finances back in order.

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#1
MOST POPULAR
National Debt Relief

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CALL FOR QUOTES
(844) 462-9121
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#1 MOST POPULAR
National Debt Relief
National Debt Relief
Features
  • Minimum $10,000 credit card debt required
  • No upfront costs or fees
  • Debt consolidation loan alternative
  • Available in West Palm Beach
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VISIT WEBSITE
CALL FOR QUOTES
(844) 462-9121
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#2
CreditAssociates
CreditAssociates
Features
  • Minimum $10,000 credit card debt required
  • Available in West Palm Beach
  • Free Debt Analysis and consultation
  • Debt consolidation loan alternative
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CALL FOR QUOTES
(888) 492-5184
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#3
Accredited Debt Relief
Accredited Debt Relief
Features
  • Available in West Palm Beach
  • Free consultation
  • Minimum $10,000 credit card debt required
  • Debt consolidation loan alternative
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VISIT WEBSITE
(877) 566-8703
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#4
Freedom Debt Relief
Freedom Debt Relief
Features
  • Debt consolidation loan alternative
  • Available in West Palm Beach
  • Minimum $15,000 credit card debt required
  • Free, no-risk debt relief consultation
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VISIT WEBSITE
(866) 515-6714
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#5
Pacific Debt
Pacific Debt
Features
  • Minimum $10,000 credit card debt required
  • Free consultation with certified debt counselor
  • No fees until you get results
  • Available in West Palm Beach
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#6
Debt Rx
Debt Rx
Features
  • Minimum $10,000 credit card debt required
  • Free, no obligation debt analysis
  • Available in West Palm Beach
  • Services offered in Spanish
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CountryWide Debt Relief
CountryWide Debt Relief
Features
  • Bad credit OK
  • Minimum $10,000 credit card debt required
  • Available in West Palm Beach
  • Debt settlement services
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How to choose debt consolidation in West Palm Beach

West Palm Beach

Growing consumer debt is a serious problem all over South Florida and West Palm Beach. Whether it’s due to medical issues, old student debt or just credit card balances, the average person’s debt in the West Palm Beach/Fort Pierce area is roughly $27,728, near the national average of $29,000, according to the South Florida Sun Sentinel.

West Palm Beach National
Average personal debt $27,728 $29,093
Credit card debt $4,422 $6,375
Average credit score 670 669

The trend of growing debt, combined with slow-to-rise incomes, has made it difficult for some West Palm Beach residents to meet their financial obligations. In these situations, a debt consolidation loan can help to manage finances and reduce overall debt.

Debt consolidation doesn’t always provide a cure-all for eliminating debt, but it can be a practical solution if you’ve got decent credit, you’re diligent about sticking to your payment plan and you’re working with the right debt consolidation companies. In fact, over the long run, debt consolidation can help raise your credit score.

With a debt consolidation loan, which rolls all of your unsecured debt together into a new loan at lower interest, you can focus your attention on one, often-lower monthly payment and avoid missed due dates and late fees from multiple creditors. Many debt consolidation companies offer credit counseling, debt settlement and other resources for their customers as well.

Remember, debt consolidation will not erase debt you’ve accumulated, and it can still take a significant period of time to pay off the loan. But it is often preferable to bankruptcy, which stays on your credit report for as long as a decade and may prevent you from gaining access to future loans.

There are multiple debt consolidation companies available to residents of West Palm Beach. If you decide debt consolidation is the right path to financial stability, the companies below can help get you started.

National Debt Relief

National Debt Relief

CALL FOR QUOTES

(844) 462-9121 VISIT NATIONAL DEBT RELIEF

National Debt Relief is a trusted name in credit card debt settlement. With a source of income, you can quickly qualify and pay no upfront fees until your debt is settled. National Debt Relief can reduce debt up to 49 percent through transparent, helpful customer service, which earns them excellent reviews

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CreditAssociates

CreditAssociates

CALL FOR QUOTES

(888) 492-5184 VISIT CREDITASSOCIATES

For debt relief solutions, CreditAssociates works to settle debt in 24 to 36 months. Good credit is not required and customers get a free, no obligation consultation by speaking to trained advisors who are experts in negotiating down debt. Customer reviews speak highly of agents for being professional, helpful and communicative.

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Accredited Debt Relief

Accredited Debt Relief

(877) 566-8703 VISIT ACCREDITED DEBT RELIEF

Accredited Debt Relief uses proven negotiators to work with top debt relief companies across the country, helping customers settle their debts for less than what they owe. The company is an accredited member of the American Fair Credit Council and gives back to community charities monthly. Customers often give Accredited Debt Relief five star reviews, noting their professional, personalized service.

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Freedom Debt Relief

Freedom Debt Relief

(866) 515-6714 VISIT FREEDOM DEBT RELIEF

The goal of Freedom Debt Relief is to resolve your debt for much less than you owe, as quickly as possible. The process starts with a personal phone call with a certified debt consultant who reviews your options, then can set up a customized plan with payments you are comfortable with. Clients can then view their progress 24/7 through the online dashboard.

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Pacific Debt

Pacific Debt VISIT PACIFIC DEBT

With certified debt counselors to guide your debt settlement every step of the way, Pacific Debt charges no upfront fees until you get results. The company has helped settle more than $200 million in debt for clients. Reviews speak highly of having access to a personal account manager who can help set up an affordable payment plan.

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Debt Rx

Debt Rx VISIT DEBT RX

Debt Rx is an experienced debt settlement company. They work with people having $7,500 or more in credit card debt. The company prides itself on being smaller than its competitors to better focus on personal service to find individual solutions for debt relief. For those behind on payments, Debt Rx may be the right prescription to ease the pain of being in debt.

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CountryWide Debt Relief

CountryWide Debt Relief

At CountryWide Debt Relief, approval of a debt consolidation option is guaranteed and you can see what you qualify for in a matter of minutes. A variety of plans try to get customers debt-free in just a year or two. Case studies on their website show how debt consolidation plans have worked for others.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.