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Best Mortgage Lenders in West Palm Beach, FL

Sept. 26, 2019, 9 p.m.

It’s a great time to purchase a home in West Palm Beach. If you are looking to enter this buyer’s market, it’ll be important to find a mortgage company that connects you with the right loan. Our partners at ConsumerAffairs reviewed the best mortgage lenders in West Palm Beach to help you find the right combination of favorable terms and supportive guidance.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. WPTV may receive compensation from our partners. Learn more.

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#1
MOST POPULAR
AmeriSave

Close in as few as 25 days!

CALL AMERISAVE
(866) 815-0655
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#1 MOST POPULAR
AmeriSave
AmeriSave
Features
  • Get your personalized rates online
  • Fixed rate mortgages
  • Available in West Palm Beach
  • FHA loans
Read More
CALL AMERISAVE
(866) 815-0655
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#2
HomeDirect
HomeDirect
Features
  • Secure online application process
  • Apply online
  • VA loans
  • Available in West Palm Beach
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#3
Palm Beach Mortgage
Palm Beach Mortgage
Features
  • Refinancing services
  • Purchasing assistance
  • FHA loans
  • Online application
Read More
Location
5589 Okeechobee Blvd., Ste. 105
West Palm Beach, FL 33417
(561) 609-0728
#4
CTC Mortgage
CTC Mortgage
Features
  • Jumbo mortgage lender
  • Home purchasing & refinancing
  • FHA loans
  • Fixed & adjustable rate mortgages
Read More
Location
1475 Centrepark Blvd., Ste. 301
West Palm Beach, FL 33401
(800) 610-3570
Ideal Lending Solutions
Ideal Lending Solutions
Features
  • M-F: 9am - 6pm
  • Closed Sat and Sun
  • ideallending.net/west-palm-beach
Location
5589 Okeechobee Blvd., Ste. 101 & 203
West Palm Beach, FL 33417
(844) 994-3325
Christian Penner Mortgage Team
Christian Penner Mortgage Team
Features
  • Open 24 hours
  • christianpenner.com
Location
712 U.S. Highway 1, Ste. 300
North Palm Beach, FL 33408
(561) 316-6800
Palm Beach First Financial and Mortgage: Eric Lieberman
Palm Beach First Financial and Mortgage: Eric Lieberman
Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • palmbeachfirst.com/eric-lieberman-mortgage
Location
120 S. Olive Ave., Ste. 602
West Palm Beach, FL 33401
(561) 820-4895
Buena Vista Lending Group
Buena Vista Lending Group
Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • bvlending.com
Location
2537 Forest Hill Blvd.
West Palm Beach, FL 33406
(561) 641-4663
Elite Lending Team
Elite Lending Team
Features
  • M-Sat: 9am - 5pm
  • Closed Sun
  • myelitelending.com
Location
700 U.S. Highway 1, Ste. D
North Palm Beach, FL 33408
(561) 373-4149

How to choose a mortgage lender in West Palm Beach

With home supply exceeding demand, now is a great time to consider a mortgage in West Palm Beach. Both Zillow and realtor.com describe West Palm Beach as a buyer’s market. Median sale prices range from $224,000 to $247,000.

Home prices in West Palm Beach have historically been somewhat volatile, but rapid recovery from the recession of 2008-09 and a steady influx of new residents show great promise for the future of housing prices all over South Florida.

Interest rates, a major factor in mortgages, are slowly rising but still at historic lows. Combined with the relatively low housing prices in the area, this makes it an ideal time to work with a mortgage lender in West Palm Beach.

So, which neighborhood in West Palm Beach is right for you? That’s ultimately a personal decision you’ll make based on the local culture, accessibility of amenities and features. But there are many desirable neighborhoods, including:

  • Flamingo Park
  • Grandview Heights
  • El Cid
  • Old Northwood
  • Sunshine Park
  • Central Park

In terms of affordability, West Palm Beach is still substantially more affordable than nearby areas in South Florida, and crime has been dropping over the past 10 years.

When considering mortgage lenders in West Palm Beach, keep in mind that each lender will have different requirements regarding credit scores and down payments, and rates can differ. There are also different types of mortgages:

Type of mortgage Typical borrower
Conventional Borrowers with good credit, employment history, ability to put 3% down
Jumbo Wealthy borrowers with high income, strong credit, ability to put substantial money down
Government-insured Borrowers with low cash and weak credit who can’t qualify for a conventional loan

If you decide West Palm Beach is the right place to purchase a home, there are many reputable companies ready to facilitate your homebuying experience.

AmeriSave

AmeriSave

CALL AMERISAVE

(866) 815-0655

Amerisave offers an easy-to-navigate website with an online application process for maximum convenience. Customers have closed loans with AmeriSave in as few as 10 days, and about half of all customers close their loans in an average of 25 days. Customers give the company very strong reviews, mentioning the easy and straightforward application process and the helpful support from representatives.

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HomeDirect

HomeDirect VISIT HOMEDIRECT

HomeDirect combines cutting-edge technology with personalized direction from expert mortgage bankers on a one-on-one basis. Numerous satisfied reviews in West Palm Beach cite individual loan officers by name, praising the way HomeDirect can simplify and streamline what’s otherwise a relatively tedious financial process. West Palm Beach customers report feeling increased confidence thanks to HomeDirect’s personalized guidance.

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Palm Beach Mortgage

Palm Beach Mortgage

Palm Beach Mortgage offers the benefits of a local agency with the same level of expertise and reputation you’d expect from a popular national mortgage company. Reviewers praise the personal approach and street-level knowledge, citing the outstanding performance of every member of Palm Beach Mortgage Group’s team when it comes to purchases and refinancing.

CTC Mortgage

CTC Mortgage

CTC Mortgage is a multistate mortgage lender, but it is based in West Palm Beach and has a local feel. The company specializes in VA loans but offers all types of mortgages. Reviewers in West Palm Beach report great rates and trustworthy performance that helped them buy with confidence, promising repeat business. CTC Mortgage has an A+ rating from the Better Business Bureau.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.