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Best Personal Loans in West Palm Beach, FL

Aug. 26, 2019, 5:03 p.m.

With a personal loan, borrowers can get access to hundreds, even thousands, of dollars and repay the lender in fixed monthly amounts over time. Our partners at ConsumerAffairs researched the best personal loans in West Palm Beach so you get competitive rates, low fees, simple terms and the flexibility to spend the money at your discretion.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. WPTV may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Best Egg

Apply With us today!

VISIT BEST EGG
CALL BEST EGG
(877) 850-2322
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#1 MOST POPULAR
Best Egg
Best Egg
Features
  • Loans from $2,000 to $35,000
  • Select the term that works best for you
  • Available in West Palm Beach
  • BBB A+ rating
Read More
VISIT BEST EGG
CALL BEST EGG
(877) 850-2322
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#2
FreedomPlus
FreedomPlus
Features
  • Available in West Palm Beach
  • No pre-payment penalty
  • Loans from $7,500 to $40,000
  • Funds available within 3 business days
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VISIT WEBSITE
CALL FREEDOMPLUS
(800) 368-0061
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#3
InstaLoan
InstaLoan
Features
  • Cash in 30 minutes
  • Fast approval process
  • Loans up to $1,500
  • Multiple payment options
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Location
2122 N. Military Trl.
West Palm Beach, FL 33409
(561) 293-2930
#4
OneMain Financial
OneMain Financial
Features
  • Fixed rates & payments
  • Trusted lender for over 100 years
  • Borrow up to $15,000
  • Personalized service
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Location
1937 N. Military Trl.
West Palm Beach, FL 33409
(561) 684-5440
Mariner Finance
Mariner Finance
Features
  • M: 9am - 5pm
  • T: 9am - 7pm
  • W-Th: 9am - 5pm
  • F: 9am - 5:30pm
  • Closed Sat and Sun
  • mtb.com
Location
2905 N. Military Trl., Ste. A
West Palm Beach, FL 33409
(561) 682-3678
BB&T
BB&T
Features
  • M-Th: 9am - 5pm
  • F: 9am - 6pm
  • Closed Sat and Sun
  • bbt.com
Location
320 Lakeview Ave.
West Palm Beach, FL 33401
(561) 515-1021
SunTrust
SunTrust
Features
  • M-Th: 9am - 4pm
  • F: 9am - 5pm
  • Closed Sat and Sun
  • suntrust.com
Location
501 S. Flagler Dr.
West Palm Beach, FL 33401
(561) 838-5110
IBERIABANK
IBERIABANK
Features
  • M-Th: 9am - 4pm
  • F: 9am - 5pm
  • Closed Sat and Sun
  • iberiabank.com
Location
605 N. Olive Ave.
West Palm Beach, FL 33401
(561) 653-5050
Regions Bank
Regions Bank
Features
  • M-F: 9am - 5pm
  • Sat: 9am - 1pm
  • Closed Sun
  • regions.com
Location
8100 Okeechobee Blvd.
West Palm Beach, FL 33411
(800) 734-4667

How to choose a personal loan in West Palm Beach

West Palm Beach skyline

Personal loans in West Palm Beach have many benefits. One is the ability to spend the money how you choose. Borrowers use personal loans to pay off credit cards, consolidate debt, settle bills, remodel a home or fund a wedding or vacation.

Other advantages of personal loans include an easy application process, lower interest rates than credit cards, terms up to several years and predictable payments.

Personal loans in West Palm Beach are either secured or unsecured, indicating whether the borrower has put up collateral, like a car, that the lender can seize if the loan is not repaid.

Type of loan Is collateral necessary? Advantages
Secured personal loan Yes Lower interest rates; borrow larger amounts; may be easier to qualify
Unsecured personal loan No Less risk to personal property; simpler application process

Personal loans in West Palm Beach are available from online lenders, banks and credit unions. Online companies and banks usually require stronger credit than credit unions. Always check your credit report before applying to make sure there are no errors. If your score is on the lower side — about 660 or below — consider ways to improve your score.

When applying for a personal loan in West Palm Beach, be prepared to show the following:

  • Valid, government-issued ID
  • Proof of residence
  • Proof of income
  • Bank account information

Try to get offers from many lenders in West Palm Beach. That way, you’ll get terms as favorable as possible. Don’t forget to look beyond interest rates to other possible charges, like an application or origination fee or a prepayment penalty. Lenders are required to disclose the total cost of the loan to you before you sign.

Best Egg

Best Egg

CALL BEST EGG

(877) 850-2322 VISIT BEST EGG

Best Egg is an online lender offering personal loans with clear terms and fixed monthly payments. Apply online and get anywhere from $2,000 to $35,000 deposited into your account in as little as one business day. Self-service and web tools are available 24/7, and knowledgeable staff are happy to answer questions. Best Egg gets plenty of five-star reviews from customers, who say they wouldn’t hesitate to use the company for another personal loan.

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FreedomPlus

FreedomPlus

CALL FREEDOMPLUS

(800) 368-0061 VISIT FREEDOMPLUS

Personal loans from FreedomPlus are available in amounts up to $40,000. Customers apply online and get same-day decisions. Funds are then deposited within 3 business days. All the company needs is a valid ID and verified income and bank account, and your information is always secure. Borrowers can qualify for terms up to five years. Reviewers love the company’s professionalism and efficiency.

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InstaLoan

InstaLoan

InstaLoan has a West Palm Beach location offering personal loans from $500 to $1,500. Customers get quick approval, competitive rates and manageable payment plans. Cash is available in as little as 30 minutes. Start by filling out a short form online, and an InstaLoan representative will get in touch to discuss your options. Plenty of reviewers give the company five stars its friendly staff and expertise.

OneMain Financial

OneMain Financial

OneMain Financial has been a trusted lender of personal loans for over 100 years. Borrow between $1,500 and $30,000 by completing an online application and visiting the local West Palm Beach branch. Customers get fixed rates and payments and personalized service. Same-day cash is possible if you are approved by noon. Reviewers have mixed comments about the speed of the loan process at OneMain Financial.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.